Deposito

  • Overview
  • Requirements
  • Additional Information

Rupiah Deposit Account of Bank Mestika is a fixed account, the withdrawal of which can only be made at certain time.

Rupiah Deposit Account of Bank Mestika has the following benefits:

  1. The client is free to choose the periods: 1 month, 3 months, 6 months, 12 months or 24 months.
  2. The interest can be transferred to the client’s savings account at Bank Mestika.
  3. Automatic Rollover (ARO) – automatic renewal of deposit account.
  4. Is able to be used as collateral.

Foreign currency deposit account of Bank Mestika is a term deposit whose withdrawal can only made at particular time. Bank Mestika offers foreign currency deposit accounts in USD and SGD with a variety of interest rates that suit the client’s investment purposes.

The foreign currency deposit account of Bank Mestika has the following benefits:

  1. The client is free to choose the periods : 1 month, 3 months, 6 months, 12 months, and 24 months.
  2. The interest can be transferred to the client’s savings account at Bank Mestika.
  3. Automatic Roll Over (ARO)– automatic renewal of deposit account
  4. Is able to be used as collateral.

Saving Deposito in Rupiah (IDR)

  1. The client shall have a minimum deposit of Rp 8,000,000,-.
  2. The client shall a savings account at Bank Mestika.
  3. The client shall complete an Account Opening Form and Personal Data Form.
  4. The client shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
  5. The client shall present the taxpayer registration number (NPWP).
  6. The client shall sign an adequately stamped declaration letter for those without NPWP.
  7. Corporate clients shall submit:
    • Resident identification card (KTP) of manager.
    • Taxpayer registration number (NPWP) of company.
    • Company establishment certificate.
    • Business license.
    • Business registration.
    • Nuisance permit.
    • Decree of the Minister (ratification of the company establishment certificate).
  8. The term deposit certificate is only valid at the issuing Bank Mestika office.
  9. The term deposit certificate is not transferable.
  10. In the absence of notification from the client up to 2 (two) days before the maturity date, the bank shall perform ARO for the same period of time with the interest rates prevailing at the time of rollover.
  11. The bank is not obliged to issue a notification for deposit renewal without the client’s request.
  12. Non-cash deposit, including but not limited to check and letter clearings, is authorized when accepted by the bank.
  13. If the client owes the bank, the bank has the rights to hold his deposit account and its interest.
  14. Any data changes, including but not limited to changes in the client’s address and signature, which cause changes in the initial data, have to be informed to the bank in writing.
  15. If the client passes away, the release of the deposit account by the heir shall conform to the prevailing laws.

Saving Deposito Foreign Exchange (USD / SGD)

  1. The client shall have a minimum deposit of $ 1.000,-
  2. The client shall a savings account at Bank Mestika.
  3. The client shall complete an Account Opening Form and Personal Data Form.
  4. The client shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
  5. The client shall present the taxpayer registration number (NPWP).
  6. The client shall sign an adequately stamped declaration letter for those without NPWP.
  7. Corporate clients shall submit:
    • Resident identification card (KTP) of manager.
    • Taxpayer registration number (NPWP) of company.
    • Company establishment certificate.
    • Business license.
    • Business registration.
    • Nuisance permit.
    • Decree of the Minister (ratification of the company establishment certificate).
  8. The term deposit certificate is only valid at the issuing Bank Mestika office.
  9. The term deposit certificate is not transferable.
  10. In the absence of notification from the client up to 2 (two) days before the maturity date, the bank shall perform ARO for the same period of time with the interest rates prevailing at the time of rollover.
  11. The bank is not obliged to issue a notification for deposit renewal without the client’s request.
  12. Non-cash deposit, including but not limited to check and letter clearings, is authorized when accepted by the bank.
  13. If the client owes the bank, the bank has the rights to hold his deposit account and its interest.
  14. Any data changes, including but not limited to changes in the client’s address and signature, which cause changes in the initial data, have to be informed to the bank in writing.
  15. If the client passes away, the release of the deposit account by the heir shall conform to the prevailing laws.

Product Risk

  1. Any release made prior to the maturity date is subject to 1% penalty of the deposit amount and the interest of that month shall not be paid for.
  2. Any cancellation of the opening of deposit accounts is subject to Rp 100,000,-per certificate.
  3. In case of loss of the certificate, the client shall inform the authorities in order to close the deposit account at the bank.

Any changes in the terms and conditions and/or costs associated with the product shall be informed by the bank via electronic media and/or announcement and/or registered mail and/or courier ( expedition ) and/or directly via telephone. Notice sent via registered mail or courier ( expedition ) is considered to have been received by the client 7 ( seven ) days after dispatch.

For more information call us MestikaCall 14083 or visit our nearest branch.