Smart Investa Protection

  • Overview
  • Requirements
  • Additional Information

Smart Investa Protection is a life protection product that comes with an investment in USD with minimum single premium of USD 10,000 which has 3 years coverage period. This product provides life protection benefit and semi-annual coupon benefit with a stable rate of return that will be paid during the policy contract period, where the coupon value is guaranteed during the applicable offering period.

Death benefit due to non-accident:

  • Within first 2 (two)years since Policy issue date while policy still inforce, Avrist will pay death benefit 100% of Single Premium, if insured dies due to non-accident;
  • For Standard Policy: If the death of Insured occurred more than 2 Years after Policy issue date and as long as Policy inforce, Avrist will pay 100% of Single Premium plus Sum Assured, i.e 25% of premium amount, if Insured dies due to non-accident.
  • For Sub-Standard Policy: If the death occurred more than 2 Years after Policy issue date and as long as Policy still inforce, Avrist will pay 100% of Single Premium plus Sum Assured, i.e 10% of premium amount, if Insured dies due to non-accident.

Benefits of Accidental Death:

  • For Standard Policy : In all years while Policy still inforce, if the Insured dies due to accident, Avrist will pay 100% of Single Premium plus Sum Assured, i.e 50% of single premium amount.
  • For Sub-Standard Policy: In all years while Policy still inforce, if the Insured dies due to accident, Avrist will pay 100% of Single Premium plus Sum Assured, i.e 25% of single premium amount.

Membership Requirements :
Policy Owner: Minimum 18 years (last birthday)
Insured: 0 years (30 days) – 70 years (last birthday)
Minimum Premium : USD 10.000
Maximum Premium : Unlimited
Currency : USD

For more information call us MestikaCall 14083 or visit our nearest branch.