Tabungan Mestika Batik ( TAMES BATIK ) is a saving program that offers prizes with several advantages as follows :

1. Offers competitive interest rates.
2. Free monthly administration fee.
3. Savings book is provided.
4. Overdraft Safe Guard (OD Safe Guard) and Sweep are available.
5. Entering Bank Mestika prize draw every 6 (six) months.
6. Savings with the average balance of Rp 1,000,000,- are entitled to 1 (one) ticket number.
7. Savings with the average balance of Rp 500,000,000,- per month are entitled to participate in a grand prize draw.
8. The client gets cashbacks in accordance with his savings amount.
9. Auto debit is available for PDAM Tirtanadi bills, electricity bills and phone bills (Telkom and Indihome, XL, Telkomsel: Halo, and Indosat Ooredoo
10. Able to do transaction in the whole Bank Mestika offices.

Term and Conditions

1. The client is an individual.
2. The client shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
3. The client shall present the taxpayer registration number (NPWP).
4. The client shall sign an adequately stamped declaration letter for those without NPWP.
5. The client shall complete an Account Opening Form and Personal Data Form.
6. The client shall have a minimum beginning balance of RP 100,000,-.
7. The client shall have a minimum balance of Rp 100,000,-.
8. The client shall deposit a savings amount for the cashback program and the amount shall be blocked for 1 (one) year.
9. The client shall have a minimum balance of Rp 1,000,000,- for OD Safe Guard and Sweep.
10. The client shall show the original savings book and ID card during withdrawals.
11. Withdrawals by non-client shall be accompanied by the power of attorney with sufficient stamps.
12. Fund withdrawals can be done anytime during business hours.
13. The interest rates are calculated at the end of the month and credited to the savings account at the beginning of the following month.
14. Tax on interest shall be imposed in accordance with the prevailing regulations.
15. Transactions which are not printed onto the savings book for 3 (three) consecutive months shall be cumulated into 1 (one) debit/credit transaction.
16. In case of discrepancies between the balance in the savings book and in the bank’s bookkeeping, the balance shall refer to that in the bank’s bookkeeping.
17. If the client passes away, the release of the savings by the heir shall conform to the prevailing laws.

Product Risk

1. When the saving book is lost, then:

• Customer must close the account at the origin office where customer opens the account.
• Customer must sign a document which clarifies the lost saving book with sufficient stamp.
• Customer must open a new saving book as long as customer still joins the program with the cash back gift.

2. If customer cancels the program with cash back gift before the due date of blocking, then customer must return the amount of nominal cash back which had been accepted.
3. Bank has the right to block account anytime according to bank judgment because of account’s incompatibility with its profile.

Costs

1. Free monthly administration fee.
2. Auto debit fee is Rp. 2.200, - per monthly billing.
3. OD Safe Guard & Sweep fee is Rp 1.000,- per transaction.
4. Cumulative transaction printout is Rp. 10.000, - per page
5. Account closing fee is Rp. 100.000, -

For more information call us MestikaCall 14083 or visit our nearest branch.