Foreign currency deposit account of Bank Mestika is a term deposit whose withdrawal can only made at particular time. Bank Mestika offers foreign currency deposit accounts in USD and SGD with a variety of interest rates that suit the client’s investment purposes.
The foreign currency deposit account of Bank Mestika has the following benefits:
- The client is free to choose the periods : 1 month, 3 months, 6 months, 12 months, and 24 months.
- The interest can be transferred to the client’s savings account at Bank Mestika.
- Automatic Roll Over (ARO)– automatic renewal of deposit account
- Is able to be used as collateral.
Saving Deposito Foreign Exchange (USD / SGD)
- The client shall have a minimum deposit of $ 1.000,-
- The client shall a savings account at Bank Mestika.
- The client shall complete an Account Opening Form and Personal Data Form.
- The client shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
- The client shall present the taxpayer registration number (NPWP).
- The client shall sign an adequately stamped declaration letter for those without NPWP.
- Corporate clients shall submit:
- Resident identification card (KTP) of manager.
- Taxpayer registration number (NPWP) of company.
- Company establishment certificate.
- Business license.
- Business registration.
- Nuisance permit.
- Decree of the Minister (ratification of the company establishment certificate).
- The term deposit certificate is only valid at the issuing Bank Mestika office.
- The term deposit certificate is not transferable.
- In the absence of notification from the client up to 2 (two) days before the maturity date, the bank shall perform ARO for the same period of time with the interest rates prevailing at the time of rollover.
- The bank is not obliged to issue a notification for deposit renewal without the client’s request.
- Non-cash deposit, including but not limited to check and letter clearings, is authorized when accepted by the bank.
Resiko Produk
- Pencairan sebelum jatuh tempo akan dikenakan pinalti 1% dari nominal deposito dan bunga berjalan tidak dibayarkan.
- Biaya pembatalan pembukaan Rekening Deposito Rp 100.000,- per bilyet.
- Jika Bilyet Deposito hilang, maka nasabah wajib melapor kepada pihak berwajib untuk mengurus penutupan rekening deposito di Bank.
Setiap perubahan syarat dan ketentuan dan/ atau biaya-biaya yang berhubungan dengan produk tersebut akan diberitahukan oleh Bank melalui media elektronik dan/ atau media pengumuman dan/ atau pengiriman pos tercatat dan/ atau pengiriman melalui kurir (ekspedisi) dan/ atau disampaikan secara langsung melalui telepon. Pengiriman melalui pos tercatat atau kurir (ekspedisi) dianggap sudah diterima oleh nasabah setelah 7 (tujuh) hari kalender sejak tanggal pengiriman.
For more information call us MestikaCall 14083 or visit our nearest branch.