Interest Rate and Currency

Interest Rates

Saving Account

Latest Update : Jun 21, 2021, 08:00 am

Tabungan Rates**
Tabungan Mestika 0.75% p.a.
Tabanas Mestika 1.00% p.a.
Tabungan Batik 0.25% p.a.
Tabungan Simpel 0.00% p.a.
Tabungan Simpel 0.20% p.a.

Tabungan Kesra

Latest Update : Oct 06, 2021, 08:01 am

Tier Rate**
≤ Rp. 50,000,000 0.10% p.a.
> Rp. 50,000,000 s/d Rp. 250,000,000 0.25% p.a.
> Rp. 250,000,000 s/d Rp. 500,000,000 0.50% p.a.
> Rp. 500,000,000 s/d Rp. 1,000,000,000 0.75% p.a.
> Rp. 1,000,000,000 s/d Rp. 3,000,000,000 1.00% p.a.
> Rp. 3,000,000,000 1.25% p.a.

TabunganKu

Latest Update : Juli 11, 2018, 8:31 am

Tier Rate**
≤ Rp. 500,000 0.00% p.a.
> Rp. 500,000 s/d Rp. 1,000,000 0.25% p.a.
> Rp. 1,000,000 1.00% p.a.

Tabungan Mestika Dolar

Latest Update : Feb 4, 2021, 8:31 am

Tier Rate**
≤ $ 2,000 0.00% p.a.
> $ 2,000 0.20% p.a.

Current Account(IDR)

Latest Update : Jan 12, 2021, 8:01 am

Tier Rate**
≤ Rp. 1,000,000 0.00% p.a.
> Rp. 1,000,000 - Rp. 10,000,000 0.25% p.a.
> Rp. 10,000,000 - Rp.25,000,000 0.50% p.a.
> Rp. 25,000,000 0.75% p.a.

Current Account (USD & SGD)

Latest Update : Feb 4, 2021, 08:31 am

Tier Rate**
≤ $2,000 0.00% p.a.
> $2,000 0.20% p.a.

Time Deposit(IDR)

Latest Update : Apr 18, 2023, 08:00 am

Tenor Rate**
1 - 24 Months 3.25%

Time Deposit(USD & SGD)

Latest Update : Nov 15, 2021, 8:30 am

Tenor Currency Rate**
1 s/d 12 months USD 0.25% p.a.
1 s/d 12 months SGD 0.25% p.a.

(**) Interest rate can be changed any time and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.


Prime Lending Rate

effective % per annum

Per Period August 31 2023

  Prime Lending Rate Based on Business Segment
Corporate Loan Retail Loan Micro Loan Consumer Loan
Mortgage Non Mortgage
Prime Lending Rate 8.60 % 8.76 % 8.91 % 8.45 % 8.68 %

Posted : Sep 01 2023
Additional Information:


  1. The Prime Lending Rate (Suku Bunga Dasar Kredit-SBDK) is a base lending rate used by the Bank as a reference in determining Rupiah lending rate for customers. The Prime Lending Rate does not calculated risk of premium component estimation of which depends on the Bank's risk assessment on each individual debtor or group debtors. Thus, the lending rate for each debtor might be different from the Prime Lending Rate.
  2. Consumer Credit Non-Mortgage Loan excluding the provisions of funds through credit cards and unsecured loans. (Kredit Tanpa Agunan-KTA)

Currency

Latest Update : 2023-09-29 11:00:00

Currency
Symbol
Buy
Sell
United States Dollar USD 15,467 15,512
Singapore Dollar SGD 11,298 11,368
Australian Dollar AUD 9,977 10,022
Euro EUR 16,358 16,408
Malaysian Ringgit MYR 0 3,395