The Mestika ATM card is a benefit of Mestika savings account/current account to provide its clients with convenience in making transactions. Bank Mestika ATM card has the following benefits:
- Can be used to make cash deposits and withdrawals at all Bank Mestika CRMs equipped with cash deposit and withdrawal features, with the following limits:
- Maximum frequency of cash withdrawals is 10 times per day.
- Maximum cash deposit limit is Rp30,000,000 per day.
- Maximum cash withdrawal limit is Rp10,000,000 per day.
- Enables fund transfers through all Bank Mestika CRM and via the ATM Bersama and Prima networks.
- The clients can make billing payments for state revenue payments, electricity bills, PDAM Tirtanadi Medan, SPN, PLN, BPJS, Telkom (landline and Indihome), Telkomsel (Halo), Indosat Ooreedoo, XL, Smartfren, Indovision and Toyota Astra finance installments.
- The clients can top up credits for electricity, Simpati, Kartu As, Smartfren, Indosat Ooredoo, Tri and XL.
- The clients can top up balance of E-Wallet (Gopay, OVO, and LinkAja).
- Can be used as a Debit Card for shopping transactions at merchants using EDC machines with the GPN logo.
Bank Mestika ATM cards can be used on Bank Mestika ATM machines that are located in several locations. Providing ease, flexibility, and convenience in conducting transactions using an ATM Card at all Bank Mestika CRM, as well as through the ATM Bersama and Prima networks.
Terms and conditions:
- The client shall open a Mestika Savings Account (TAMES) or Mestika Current Account.
- The client shall sign the ATM Application Form.
- The ATM service shall be terminated if the account is closed.
- The card bearer shall be given a Personal Identification Number (PIN).
- The card bearer is responsible for his PIN, which must no be revealed to anyone and must be regularly changed.
- The ATM card belongs to the bank and has to be returned to the bank when being asked. The bank is not obliged to give any reasons for this.
- Joint account names (“and”) are not entitled to ATM cards.
BIAYA TRANSAKSI KARTU ATM BANK MESTIKA PADA ATM BANK MESTIKA:
| Jenis Transaksi | Keterangan | Biaya |
| Penyetoran tunai | Biaya penyetoran tunai | Rp 0,- |
| Penarikan tunai | Biaya penarikan tunai | Rp 0,- |
| Transfer antar bank | Transfer ke rekening bank lain | Rp 6.500,- per transaksi. |
| Cek saldo rekening | Biaya informasi saldo | Rp 0,- |
| Penggantian kartu ATM | Biaya penggantian kartu ATM rusak / hilang | Rp 10.000,-. |
BIAYA TRANSAKSI KARTU ATM BANK MESTIKA PADA ATM BANK LAIN DI JARINGAN ATM BERSAMA/JARINGAN PRIMA
| Jenis Transaksi | Keterangan | Biaya |
| Penarikan tunai (melalui jaringan ATM Bersama / jaringan PRIMA) | Transaksi tarik tunai pertama per hari | Rp 0,- |
| Transaksi kedua dan seterusnya pada hari yang sama | Rp 7.500,- per transaksi |
| Transfer antar bank (melalui jaringan ATM Bersama / jaringan PRIMA) | Transfer rekening antar bank | Rp 6.500,- per transaksi. |
| Cek saldo rekening (melalui jaringan ATM Bersama / jaringan PRIMA) | Biaya informasi saldo melalui jaringan ATM Bersama / jaringan PRIMA | Rp 4.000,- per transaksi. |
| Biaya administrasi transaksi | Biaya transaksi melalui jaringan ATM Bersama / jaringan PRIMA karena saldo tidak cukup | Rp 4.000,- per transaksi. |
Overview of Product and Service (General) Mestika ATM Card Download Here
Risks:
- If the ATM card is misused, the client shall be the responsibilities for any losses.
- If the ATM card is damaged/ lost, the client shall sign a sufficiently stamped declaration letter at the bank.
- Transaction failures may happen due to problems with the network.
- Misuse of savings account, ATM cards, PIN/Password and e-Channel is the responsibility of the Account Holder.
For more information call us MestikaCall 14083 or visit our nearest branch.
