TM Legacy Protection is a limited premium term anticipated endowment product, which provides life risk protection, plus doubling up with Accidental Death Benefit also savings element.
Insurance Benefits :

1. Death Benefit
In the event of death of the Insured during the Policy term, TMLI will pay death benefit as scheduled below. The Policy then terminates.


Policy Year	% of Accumulated Premium
1+	110%


Note: Juvenile lien applies to non-accidental death for the Insured below Age 4.


Attained Age at Death	% of Death Benefit
Below 1 year	20%
1 year to < 2 years	40%
2 years to < 3 years	60%
3 years to < 4 years	80%
Above 4 years	100%

2. Additional ADB Benefit
In the event of Accidental Death during the Policy term, this benefit will only apply until maximum Insured’s age of 70 years old, TMLI will pay another benefit aside from Death Benefit payment, as scheduled below. The Policy then terminates.

Policy Year	% of Accumulated Premium
1+	110%

3. Living Benefit
Living benefit will be paid if the Insured is alive during Policy term, as scheduled below:

	Plan A		Plan B		Plan C
	PY	% Premium	PY	% Premium	PY	% Premium
Living Benefit	5-7	7%	5-7	7%	5-7	7%
	8-9	8%	8-10	8%	8-10	8%
	10-11	9%	11-16	9%	11-21	9%
	12-14	30%	17-19	50%	22-24	80%

4. Maturity Benefit
Maturity benefit will be paid if the Insured is alive in the end of Policy term, as scheduled below. The Poliy then terminates.

	Plan A		Plan B		Plan C
	PY	% Accumulated Premium	PY	% Accumulated Premium	PY	% Accumulated Premium
Maturity Benefit	15	110%	20	110%	25	110%

Policy Term & Premium Term

Entry Age :
Insured: 15 days – 65 y.o
Policy Holder: 18+ y.o
* Last Birthday Method
Premium :
Minimum Premium : IDR 25.000.000,-

For further information you may check to the brochure here.

Riplay Umum download here.

For more information call us MestikaCall 14083 or visit our nearest branch.