TM Legacy Protection is a limited premium term anticipated endowment product, which provides life risk protection, plus doubling up with Accidental Death Benefit also savings element.
Insurance Benefits :
- Death Benefit
In the event of death of the Insured during the Policy term, TMLI will pay death benefit as scheduled below. The Policy then terminates.
Policy Year |
% of Accumulated Premium |
1+ |
110% |
Note: Juvenile lien applies to non-accidental death for the Insured below Age 4.
Attained Age at Death |
% of Death Benefit |
Below 1 year |
20% |
1 year to < 2 years |
40% |
2 years to < 3 years |
60% |
3 years to < 4 years |
80% |
Above 4 years |
100% |
- Additional ADB Benefit
In the event of Accidental Death during the Policy term, this benefit will only apply until maximum Insured’s age of 70 years old, TMLI will pay another benefit aside from Death Benefit payment, as scheduled below. The Policy then terminates.
Policy Year |
% of Accumulated Premium |
1+ |
110% |
- Living Benefit
Living benefit will be paid if the Insured is alive during Policy term, as scheduled below:
|
Plan A |
Plan B |
Plan C |
|
PY |
% Premium |
PY |
% Premium |
PY |
% Premium |
Living Benefit |
5-7 |
7% |
5-7 |
7% |
5-7 |
7% |
8-9 |
8% |
8-10 |
8% |
8-10 |
8% |
10-11 |
9% |
11-16 |
9% |
11-21 |
9% |
12-14 |
30% |
17-19 |
50% |
22-24 |
80% |
- Maturity Benefit
Maturity benefit will be paid if the Insured is alive in the end of Policy term, as scheduled below. The Poliy then terminates.
|
Plan A |
Plan B |
Plan C |
|
PY |
% Accumulated Premium |
PY |
% Accumulated Premium |
PY |
% Accumulated Premium |
Maturity Benefit |
15 |
110% |
20 |
110% |
25 |
110% |
Policy Term & Premium Term
Plan |
Policy Term |
Premium Term |
Plan A |
15 Years |
5 Years |
Plan B |
20 Years |
Plan C |
25 Years |
Entry Age :
Insured: 15 days – 65 y.o
Policy Holder: 18+ y.o
* Last Birthday Method
Premium :
Minimum Premium : IDR 25.000.000,-
For further information you may check to the brochure here.
Riplay Umum download here.
For more information call us MestikaCall 14083 or visit our nearest branch.