Giro Valas

  • Overview
  • Requirements
  • Additional Information

Foreign Currency Current Account (Giro Valas) is a current account that does not provide checks and/or giro slips (Bilyet Giro). Withdrawals can only be made using a receipt duly affixed with sufficient stamp duty in accordance with applicable regulations. The Foreign Currency Current Account offers several advantages, including :

  1. An interest rate of 0.20% per annum, non-tiered (non-multirate), calculated on a daily basis.
  2. Initial Deposit and Minimum Balance Requirements:
    • Individual Foreign Currency Current Account (USD/SGD)
      • Minimum initial deposit: USD/SGD $100
      • Minimum balance: USD/SGD $50
    • Non-Individual (Corporate) Foreign Currency Current Account (USD/SGD)
      • Minimum initial deposit: USD/SGD $250.
      • Minimum balance: USD/SGD $100.

Terms and Conditions:

  • Giro Valas Perorangan
    1. Submit the original identification documents, including :
      • For Indonesian citizens (WNI): E-KTP, or
      • For foreign nationals (WNA): KTP/KITAP/KITAS (one of these) together with a valid passport.
    2. Submit a Taxpayer Identification Number (NPWP).
    3. Complete and sign the Current Account Opening Form and Individual Customer Data Form.
  • Giro Valas Non Perorangan (Badan Usaha)
    1. Valid ID card (KTP) of the company management.
    2. Company NPWP.
    3. Company Deed of Establishment.
    4. NIB (Business Identification Number).
    5. Ministerial Decree approving the company’s deed of establishment.
    In the event the customer passes away, disbursement of the Foreign Currency Current Account by the heirs must comply with applicable laws and regulations.

    Fees
    1. Monthly Administration Fee
      • Individual and Non-Individual (Corporate) Foreign Currency Current Accounts: USD/SGD $3,- per month.
    2. Inactive administration fee Rp0,-
    3. Dormant account administrative fee USD / SGD $7,- per month (if the average balance is < $100)
    4. • Account Closure Fee
      • Individual and Non-Individual (Corporate) Foreign Currency Current Accounts: USD/SGD $15.
    5. Transfer / Remittance Fee
      • Individual and Non-Individual (Corporate) Foreign Currency Current Accounts: Rp35,000,-.
    6. Draft Fee
      • Individual and Non-Individual (Corporate) Foreign Currency Current Accounts: Rp25,000,-.

Overview of Product and Service (General) Foreign Currency Current Account for Business/Legal Entities Download Here
Overview of Product and Service (General) Foreign Currency Current Account for Individual Download Here


Resiko Produk (Giro Valuta Asing)

  • An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 360 consecutive days will have its status changed to inactive on the 361st day.
  • An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 1800 consecutive days will have its status changed to dormant on the 1801st day.
  • An account with a zero balance for 30 consecutive calendar days will be automatically closed by the Bank Mestika system.


    • Setiap perubahan syarat dan ketentuan dan/ atau biaya-biaya yang berhubungan dengan produk tersebut akan diberitahukan oleh Bank melalui media elektronik dan/ atau media pengumuman dan/ atau pengiriman pos tercatat dan/ atau pengiriman melalui kurir (ekspedisi) dan/ atau disampaikan secara langsung melalui telepon. Pengiriman melalui pos tercatat atau kurir (ekspedisi) dianggap sudah diterima oleh nasabah setelah 7 (tujuh) hari kalender sejak tanggal pengiriman.

    For more information call us MestikaCall 14083 or visit our nearest branch.