Giro IDR

  • Overview
  • Requirements
  • Additional Information

Giro are deposits that may be withdrawn at any time by check, other payment order, clearing, or by transfer. Giro are divided into 2:

  1. Rupiah IDR consists of demand deposits of individual and non-individual rupiah demand deposit (business entities)
  2. Foreign Currency consist of demand deposits and current accounts of individual forex currency non-individual (business entities)

Requirements opening current accounts:

  1. Rupiah
    1. ID, NPWP
    2. Beginning Balance Rp.1.500.000,-
    3. Minimum Balance Rp.1.000.000,- (Special for OD Safe Guard & Sweep)
    4. Administration costs Rp 30,000,-
    5. Inactive administration fee Rp0,-
    6. Dormant account administrative fee Rp50.000,- per month (if the average balance is < Rp1.000,000).
    7. Account Closing costs Rp.30,000,-
    8. Interbank transfer fee via Bank Mestika CRM, ATM Bersama & Prima failed due to insufficient balance Rp4.000,- .

*) The advantages of the individual is a client Giro rupiah rupiah demand deposit account holders the opportunity to enter the lottery and whistles that will be drawn every 6 months where every kelipata Rp.1.000, - from current accounts will get 1 (one) lottery numbers.

Overview of Product and Service (General) Rupiah Current Account for Business/Legal entities Download Here
Overview of Product and Service (General) Rupiah Current Account for Individual Download Here

  • An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 360 consecutive days will have its status changed to inactive on the 361st day.
  • An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 1800 consecutive days will have its status changed to dormant on the 1801st day.
  • An account with a zero balance for 30 consecutive calendar days will be automatically closed by the Bank Mestika system.

    • For more information call us MestikaCall 14083 or visit our nearest branch.