Giro Rupiah
The Rupiah Current Account is an account whose withdrawal can be made with a cheque. This account has the following benefits:
- Multi rate interest. The greater the account balance, the higher the interest rate is and is calculated daily.
- The client is entitled to Bank Mestika ATM card (for personal current accounts).
- Customer can do transaction in all offices of Mestika Bank.
- Auto debit is available for PDAM Tirtanadi bills, electricity bills and phone bills (Telkom and/Indihome, Telkomsel: Halo, and Indosat Ooredoo.
- Payroll features for employees’ salaries.
- Entering Bank Mestika prize draw every 6 (six) months.
- Savings with the average balance of Rp 1,000,000,- are entitled to 1 (one) ticket number.
- Savings with the average balance of Rp 1,000,000,- are entitled to 1 (one) ticket number.
- Overdraft Safe Guard (OD Safe Guard) and Sweep are available.
- Interest Rates
- Balance less than Rp 1.000.000,- rate 0 % per annum.
- Balance Rp 1.000.000,- s/d Rp 10.000.000,- rate 0,25 % per annum.
- Balance Rp 10.000.000,- s/d Rp 25.000.000,- rate 0,75 % per annum.
- Balance more than Rp 25.000.000,- rate 1,25 % per annum.
Giro Valas
The Foreign Currency Current Account is a current account that does not come with a check book and its withdrawal can only be made with a sufficiently stamped slip in accordance with the prevailing laws. This account has the following benefits:
- Interest rate is 0,25 % per annum, not multirate and is calculated daily.
- Is able to be used as collateral.
- Beginning balance and minimum balance:
- Personal Rupiah Current Account (USD/SGD)
- Minimum beginning balance $ 100
- Minimum balance $ 50
- Giro Valas non Perorangan (Badan Usaha) (USD/ SGD)
- Minimum beginning balance $ 250.
- Minimum balance $ 100.
Overview of Product and Service (General) TabunganKu Download Here
Product Risk (Giro Rupiah)
- If Cheque or Bilyet Giro is lost, customers are required to report to the Bank with a missing letter attached from the authorities and becomes the responsibility of the customer
- If the customer issued a Cheque / empty Giro, the customer's name Daftar Hitam Nasional (DHN)which will cause the customer account closed and cannot register another account at another Bank.
- Customers will be charged the rejection Cheque / Bilyet Giro fee.
- Deposits / Demand Deposit Account become inactive (dormant) when there is no any transaction for 6 (six) months consecutive and customer has the obligation to reactive the account at the origin office where you open the account.
Product Risk (Foreign Exchange Giro)
- The Foreign Currency Current Account becomes dormant if no transactions are made in 6 (six) consecutive months and the client shall reactivate the account at eh office where the opening has been done.
Any changes to the term and conditions and/or associated fees with the product will be notified by the Bank through electronic medis and/or media announcements and/or delivery of registered mail and/or delivery via courier (expedition) and/or delivered directly by phone.
Delivery by registered mail or courier (expedition) are considered accepted by the customer after seven (7) calender days of the mailing date.
For more information call us MestikaCall 14083 or visit our nearest branch.