Tabungan Mestika Dollar is a savings product in foreign currency (USD/SGD). The benefits of this saving are :

1. Multi rate interest. The greater the account balance, the higher the interest rate is and is calculated daily.
2. Savings book is provided.
3. Transaction at all offices of Bank Mestika * (cash deposit and withdrawal is converted to/from Rupiah in accordance to the running exchange rates).

Beginning Balance and Minimum balance

1. minimum beginning balance (USD/SGD) : $ 100
2. minimum balance (USD/SGD) : $ 10

1. The client is an individual.
2. The client shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
3. Minimum Beginning deposit and next deposit according to requirements.
4. The minimum balance to be maintained for each withdrawal is SGD 10/USD 10.
5. Transactions can be carried out at any time in accordance with the Bank’s operating service hours.
6. Transaction can only be done in Rupiah currency.
7. Maximum withdrawal amount is equivalent :
• SGD 1.000 per day/SGD 10.000 per month.
• USD 1.000 per day/USD 7.500 per month.
8. The client shall show the original savings book and ID card during withdrawals.
9. Withdrawals by non-client shall be accompanied by the power of attorney with sufficient stamps.
10. Withdrawal and deposit of funds which are not printed onto the savings book for 3 (three) consecutive months shall be cumulated into 1 (one) debit/credit transaction.
11. In case of discrepancies between the balance in the savings book and in the bank’s bookkeeping, the balance shall refer to that in the bank’s bookkeeping.
12. The classification of account status, referring to POJK Number 24 of 2025 concerning Account Management at Commercial Banks, consists of three categories, namely active accounts, inactive accounts, and dormant accounts.
13. The interest rates are calculated at the end of the month and credited to the savings account at the beginning of the following month.
14. Administration fee will be charged monthly
15. Tax on interest shall be imposed in accordance with the prevailing regulations.
16. If the saving book is lost, client must report immediately to the Bank. Bank will issue a savings book with a new account number and the old account will be closed.
17. Client is responsible for any misuse included but not limited to loss and/or fabrication of savings book.
18. If the client passes away, the release of the savings by the heir shall conform to the prevailing laws.



Fees

1. Monthly Aministration Fee : $ 1 (USD/SGD)
2. Inactive administration fee Rp0,-
3. Dormant administration fee Rp0,-
4. Account Closing Fee : $ 10 (USD/SGD)
5. Transfer Fee : Rp. 35.000
6. Transfer Fee (Full Amount ) : $ 25 (USD/SGD)

Overview of Product and Service (General) Tabungan Mestika Dolar Download Here

1. In case of the loss of the savings book:
• The client shall close the account at the bank where the opening has been done;
• The client shall sign a loss declaration with sufficient stamps;
• The client shall open a new account if necessary.
2. An account with a zero balance for 30 consecutive calendar days will be automatically closed by the Bank Mestika system.
3. The bank has the rights to block a bank account anytime based on its discretion considering any inappropriate use of the account.
4. The account balance shall be deducted if the interest is unable to cover the administration fee.
5. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 360 consecutive days will have its status changed to inactive on the 361st day.
6. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 1800 consecutive days will have its status changed to dormant on the 1801st day.

Any changes in the terms and conditions and/or costs associated with the product shall be informed by the bank via electronic media and/or announcement and/or registered mail and/or courier (expedition) and/or directly via telephone. Notice sent via registered mail or courier (expedition) is considered to have been received by the client 7 (seven) days after dispatch.


For more information call us MestikaCall 14083 or visit our nearest branch.